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theonlyone38 t1_jec054n wrote

These trucks are so expensive that I feel that they've priced themselves towards the people buying lambo's anyway. The average consumer should not care or even think about taking out a loan for something like a truck.

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Tonaia t1_jec4u2q wrote

Most people have to take out a loan on a 20k car.

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theonlyone38 t1_jeca4y8 wrote

My point exactly.

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MidnightSlinks t1_jecoquv wrote

Their point was that most consumers buying trucks are indeed already taking out loans. Even ICE F150s are quite expensive.

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TabletopMarvel t1_jecvhmr wrote

$20k?

These days that's like a 2014 Escape with 90,000 miles.

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MidnightSlinks t1_jed5fv0 wrote

I have no idea what your point is. You said someone should not consider taking a loan out for a truck. The next person disagreed with you and pointed out that even a $20k car, which is modest these days, will be bought on loan by the vast majority of buyers. And their point, and mine, was that typical trucks are more than that (like 2-4x more) and are indeed bought with loans all the time.

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ThaScoopALoop t1_jedghje wrote

I believe OP was trying to imply that an F-150 lightning was a luxury purchase at the current price and likened it to a Lambo purchase, which is silly.

Tonawanda is right, and OP is silly, as most people take out loans to pay for their vehicles.

You seemingly agreed, and another poster insinuated that $20k barely gets you a 10 year old mid-sized used SUV.

I took out a $50k loan on a $60k car because it would have been even money or cheaper over the course of the loan and didn't impinge my spending ability. I think you understand that until recently, financing was the viable and sensible option for purchasing a large purchase. Everything has flipped in the last year though...

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Gone213 t1_jee4ako wrote

It's also the F150, the most sold vehicle in American History.

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theonlyone38 t1_jeeq9vx wrote

Weird flex but ok.

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Gone213 t1_jeew1gi wrote

I mean people are shocked the most sold vehicle isn't cheap when turned electric, I don't know what to tell you.

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Faysight t1_jee7j9z wrote

If those vehicles sold in American history weren't at these prices then we might as well name the dollar bill Charmin and imagine our brave history of flushing it down toilets.

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