Don't forget the intersection of a vulnerable age group that as a society we have it constructed it to essentially put your older folks out to pasture because the reality is its another system set to just bleed there last dollars. The cost of just a bar is the floor nursing homes is astronomical and a top of the line car facility is more than a mortgage in most HCOL areas or on par.

The world passes them by and nobody seems to care is the real reason it's easy to exploit them.