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Optimal_Article5075 t1_iscoj0v wrote

Reply to comment by Itsmissile in Real Estate Agents Caught on Camera Facilitating Mortgage Fraud for a Fee by Puzzleheaded-Bug7189

Yup.

I was coached very well on how to deal with the underwriter by my broker.

We also hid a lot of debt in my wife’s name as a non-borrowing spouse to lower my DTI and improve my ability to “afford” the mortgage.

This was in 2018.

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Itsmissile t1_iscon8f wrote

You guys had a “deal?” As well? That’s what my LO would say.

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Optimal_Article5075 t1_iscp6f2 wrote

Don’t know what you want to call it.

Was more of an understanding that if I wanted to close on this house, I needed to do X, Y, and Z very quickly and very discretely.

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