The best/worst thing is world of warcraft where if you know what you're doing you can essentially play for free.

or something else that has a long dynamically generated campaign type experience. I could probably buy one Football Manager game and play for 5-6 years without needing to buy anything else if it came to it, same as I can pay for my WoW subscription for zero dollars through WoW tokens.

And presumably you can play games on the laptop you have for school if you got something decent before moving to NY for school. It's not like you consider the things you own to be part of your monthly expenses unless you just live life on credit.