Indeed. I am homeless and a good chunk of my income is in cash (yes income, I work). I cannot describe how frustrating it is being mad hungry and being a vegetarian and not being able to buy my damn burrito bowl at chipotle. It also caused problems when Manhattan Mini switched to not accepting cash. It made paying my bill a circus to get money onto a card to pay and was part of the reason I closed my unit last month. So even though it's law, some folks still don't all oblige.