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Cocororow2020 t1_jcaj6r1 wrote

Reply to comment by bkornblith in Not Even This City Councilman Can Find an Apartment in New York City by CactusBoyScout

I mean my household is 150k and shits tight. Had to sign a lease in the middle of the height of rents spikes in NYC paying 2,200 a month. Tiny amount of saving for the house we also can’t afford and basically working to live.

That’s much harder for people making 80k. I’m aware. But roommates are the only answer. My room mate is my fiancé, as I wouldn’t ever be able to live alone on my 75k salary.

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[deleted] t1_jcaxufa wrote

[deleted]

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Cocororow2020 t1_jcbd2iq wrote

Mandatory pension contributions, union dues, we have 2 cars as we don’t live in a borough with useable public transit, plus both constantly bringing materials to and from work. Utilities and just life events constantly (weddings birthdays etc).

Like I said we have enough to save but we don’t have a lot of disposable income at all.

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ketzal7 t1_jccfika wrote

The 2 cars seems like a big expense in the city

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Cocororow2020 t1_jccfzdx wrote

I don’t live in Manhattan, the local bus would turn a 25 minute drive into well over an hour commute. There’s also NO subway . Not really much of a choice.

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zgreat30 t1_jcb7qp5 wrote

Some people have other expenses like healthcare/childcare, but generally I feel like its a financial literacy issue because so many people in America just live as close to their means as possible no matter how much they make.

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Pool_Shark t1_jcbfahx wrote

Some people have close to $1K per month I student loans. Medical costs can be rough. Life isn’t cheap in this country

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