Most ppl on PLSF end up not getting remaining balance forgiven after 10 yrs due to wrong loan, wrong payment plan, job not qualify, etc...and govt at whim can cancel program at anytime. Look at the number of actual loans forgiven by PLSF each year...its minuscular.

Also PLSF at best save you from paying the interest on the loan and some of the principle that you already would have paid off a good amount even on the income based payments for a lot of work and hopefulness it works successfully vs. get a high paying job in private law practice that pays off loan in a few yrs

Look at the PLSF rates during the last Republican President. They hate the program and find every reason possible to deny applicants their rightful forgiveness money. You're playing a dangerous game that it'll be a Democratic President in the White House when it's your turn.