To each their own. I honestly hope that you never have an incident with TA/MTA that requires their assistance to make you whole.

I can give you a hundred examples of a person injured on or by a bus, who is entitled to to have their medical bill paid by NYS law, that end up having to pay out of pocket for months because the No-Fault department won’t provide a claim number.

Seems like you’re not familiar with the legal profession as a whole though, and that’s not a surprise, most aren’t.

God forbid you encounter an issue with them though, and are talked in circles while you are unable to get much needed medical treatment that they are liable to assist you with obtaining, please DM me and I will direct you so you don’t get screwed.

Your opinion might be uninformed but you are absolutely entitled to every protection available to you by the law, even if you don’t know that it is available to you.