Private insurance plans and payments are the driving force behind everything. Who sets prices of the services you receive or supplies you use during your hospital visit? The hospital administration, right? Wrong. Insurance companies set the prices. And they set the prices so high because every 1 single private insurance patient that comes through the hospital pays for 3-4 Medicaid or Medicare patients that receive the same services. So, in essence, not only are you paying into a plan that’s used only when needed, but when you do need it you are ending up paying not only for your treatment, but also footing the bill for others. Don’t believe me? Look it up.