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_fire_away t1_jadlfip wrote

People gave their advice here. I gave mine on the original post.

Please don’t take any offense to this, but it sounds you are in over your head. And that is fine. We all have to learn and this type of thing can be overwhelming.

Given this I would get in contact with the institution that is managing your Roth IRA. If you want to go with someone else I suggest Fidelity or Vanguard.

The rep should be able to guide and educate you in your options on how to rollover your funds. Also in particular how to recover your withheld taxes. They are equipped to do this since it is their profession. Much of it will just be what many of us are sharing. But talking to a person over the phone and having them be your side to have a shorter feedback loop can be what you need to get this done confidently.

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