homeboi808 OP t1_jad2rsb wrote on February 28, 2023 at 3:55 PM

Reply to comment by GMUcovidta in I teach a Math Personal Finance class, help me think of additional lessons/activities. by homeboi808

> How are "Employment", "Loans", "Starting a Family" and "Stock Market" each a singular topic???? especially when compared to things like "Debit Cards"?

What "Employment" covered:
Classification (W2, 1099, etc.)
Salary vs Hourly
Perks & Benefits (PTO, Retirement match, insurance, etc.)
Considerations (Stability/Raises/etc.)
Salary vs Gross via deductions
Job Stats (median income national/local, most in-demand, etc.)
And more

Also, it is a remedial course, so can't go to extreme & in-depth with many topics (some of these 18yr olds can't even multiply by 10).

CajunCuisine t1_jad3y8b wrote on February 28, 2023 at 4:02 PM

> can’t even multiply by 10

I’m sorry what

homeboi808 OP t1_jadons4 wrote on February 28, 2023 at 6:14 PM

It's bad, and this is a normal/upper income area (nearly every kid has AirPods, some have brand new cars). I can't imagine low-income where it's even worse.

CajunCuisine t1_jadrttv wrote on February 28, 2023 at 6:34 PM

Dang that’s tragic! I was just recently talking to my nephew (15) and his stepmom (who works some kind of government job but not a teacher) and they were saying how teachers are quitting left and right, moving to different states for other teaching jobs or just switching careers altogether because of how hard it’s getting to teach the kids. I’m thankful that I’m in a position so that my son can be homeschooled by my wife

bonkepts t1_jad682e wrote on February 28, 2023 at 4:17 PM

Please tell me you have a "your company doesn't love you" lessons in here.

Company loyalty is rarely a sound investment and sticking around for things that don't appear is a huge financial life mistake. Looking at 10% raises of a job hop vs inflation defeated 3% raises.

Climbing the ladder looks very different than it did back in the day and a lot of folks don't see that. There is nothing wrong job hopping (1+ year in each) in your first 5-7 years of a career and you can make huge leaps in the early career.