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nozzery t1_jadxj9z wrote

How long are you going to hold it? 1mo TBills will get you 4.6% with no state taxes (which increases your effective rate)

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SRV1981 OP t1_jae0557 wrote

I am starting to slowly considering buying something and can see myself potentially doing the following:

  1. Buying in the next 6 months
  2. Buying in the next 12 months
  3. Choosing to continue to rent and roll down payment into investment index funds
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nozzery t1_jae1bna wrote

So buy tbills of less than 6mo. Easy, and no state income tax. Trade, fixed income, search, treasury, sort by YTM, depth of book, buy, done. YTM is your interest rate, as long as you hold until maturity.

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