ct-yankee t1_ja9nm4m wrote on February 27, 2023 at 9:28 PM

If I were in your shoes I'd read the FAQ here and read the flowchart.

It depends on the rate of the loans.

I would start budgeting every dollar so I know every dollar coming and going. Understand where the money is going (want vs need). Building that muscle while you are at home will be easier and helpful for when life get more complicated when you're out on your own.

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