Most people miss this, but there really only can be one priority at a time in life. If your goal is to date and find your life partner now, then living with folks is not conducive. If clearing out your 28k student loan, then living with your folks, is helpful, only if you have a good relationship with them; they are agreeable to the situation; and you intend to do your share of chores in the home.

With that, you should work as much as possible to pay off that debt and start saving for retirement. Since you are not going to date, just work. Treat this year like a project, with the goal to clear 28k. No dating, just jobs and school.