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Better-Scientist272 t1_ja304ki wrote

T-Bills trade on a “discount” you buy $100 worth for $95 but get back $100 at maturity, that $5 difference is the interest, you don’t get a separate interest “coupon”. Look at your actual cost basis, I don’t think it’s $5k as that would indeed mean 0% interest which isn’t where rates are these days

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