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Kawaiisampler OP t1_jaag874 wrote

Reply to comment by BouncyEgg in Is this a Chase thing or? by Kawaiisampler

Hmm, ok so maybe it’s just a chase thing. My buddy who banks with a local CU says when he deposited his check it only took 1 day for it to process.

The weird thing is I’ve deposited a big check at chase before but was fine?

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BouncyEgg t1_jaagjax wrote

> Hmm, ok so maybe it’s just a chase thing.

Not "just a chase" thing.

But now I'm just repeating myself.

> My buddy who banks with a local CU says when he deposited his check it only took 1 day for it to process.

Then it sounds like if you want what your friend has, you should consider moving to the CU.

> The weird thing is I’ve deposited a big check at chase before but was fine?

Different financial institutions, different policies, different rules, different quirks.

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Kawaiisampler OP t1_jaagvma wrote

Gotcha, I’ll just try to give them a call tomorrow about it. Worst case I know it will post anyway.

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DjinnV t1_jaaiofs wrote

Seems like CU credits your friend for the amount, while Chase bank waits for it to clear.

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Kawaiisampler OP t1_jaaituj wrote

Yeah, I’m just gonna call the number the teller gave me. Worst case it’s just this check that I’ve got to wait on since my next will be direct deposited to my new account.

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ahj3939 t1_jaamhkj wrote

It could be the check itself or the type of account they are using, etc.

You may find you have the issue with other banks if they use similar systems to try to reduce check fraud.

I assume the message is something along the lines of "we have private info suggesting this check might not clear"

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