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andrew23andrew23 OP t1_jadoo5c wrote

Thanks for the advice! I read that VOO makes up 82% of VTI. I’m somewhat risk adverse so the top 500 in VOO sounded safer. Any other funds you recommend?

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Left-Landscape-3890 t1_jadpjyb wrote

Some would argue on if those 2 is all you need. You can sprinkle some QQQ if you like tech. Or IWM if you like small cap. Its whatever you wanna do. What really matters is consistency, auto contributions, and a high savings rate. Most of my stuff is total market or sp500 index stuff

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