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titeywitey t1_jad55w3 wrote

I know everyone here loves to love credit unions, and that's great! They offer a lot of benefits if you are strictly looking at the return on savings accounts, getting a car loan from them, etc.

I like Chase because sometimes the best way to handle things is to go to the branch in person, and I've always had a great experience doing so. I wouldn't recommend that you use Chase for things like investment accounts however as their fees are very high. But for checking and savings, I believe the convenience of having physical branches everywhere should be part of the consideration.

Credit unions aren't everywhere, so you have to confident that you can get everything you need done over the internet or a phone call. I've never had as much success with customer service agents over the phone/chat as I have in person.

I banked with Wells Fargo in the past, but they wouldn't stop trying to push extra services on me everything I entered a branch, so I left them.

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