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Calvin-ball t1_jad6lfq wrote

Plenty of online-only banks offer ATM access through Allpoint or similar, and will reimburse ATM fees.

The bigger concern with banks like BofA are overdraft and account maintenance fees, which are more likely to penalize the young.

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Engineer-Daddy t1_jadf3z1 wrote

I had a student checking account with my savings on overdraft protect, so I personally never had either of those issues.

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