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Craft_feisty t1_jabnoce wrote

Reply to comment by CleverOrWhatever99 in My Roth IRA is 100% invested into VTSAX. Is it an issue to keep investing in VTSAX each year? by dennisj9

>What are the mechanics of moving to something like a target date fund, if I had been fully invested in equities for the previous ~30 or so years? Sell the equities and simply buy into a target date fund?

VTSAX is an index fund that holds the entire U.S. stock market. It's pretty diversified just by itself. Popular tips would be to hold VTSAX and then get a bond fund or global stocks index fund/ETF

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stanolshefski t1_jac6lb4 wrote

A representative sample of the investable U.S. stock market. It doesn’t contain all small-caps or micro-caps, and some stocks can be determined to not be investable (for example, Berkshire Hathaway was considered to be not investable by most funds before the B share class was created).

To be precise, the fund owns stock in 3,969 companies.

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