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surviveb t1_jacxv61 wrote

Reply to comment by whisky_in_your_water in My Roth IRA is 100% invested into VTSAX. Is it an issue to keep investing in VTSAX each year? by dennisj9

I definitely have a lot more to learn. I knew vtsax was diversified. Thanks for the input.

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whisky_in_your_water t1_jad0k2u wrote

Hope it helped!

The main takeaway is that more funds doesn't necessarily mean you're more diversified. I have VTIAX and VFWAX, but they're pretty much the same thing. Likewise with VOO and VTI.

The important thing is to decide what allocation you want, and then buy funds that provide that. Unfortunately, there are as many fund allocation strategies as funds, so it can be complicated.

Good luck! I'm happy to answer any questions.

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