Andrew5329 t1_je8hy97 wrote on March 30, 2023 at 4:28 AM

Reply to comment by i_identify_as_natty in My husband and I owe 22k in taxes but we only made a combine total of 75k by one-eye-owl

For a full family plan? Easily. I'm on an individual HSA plan and my employer's contribution alone is $9,250, plus my personal contributions of about $1200/year.

If OP is eating the entire unsubsidized cost of a family plan $20-25k is possible. It's also likely the subsidy repayments are only part of the bill, e.g. if they didn't pre-pay enough taxes in advance since OP was self employed.