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benvwin t1_je8mpsa wrote on March 30, 2023 at 5:20 AM

No penalty CD just got lowered to 4.35%

Budget-Scared t1_je9nn7t wrote on March 30, 2023 at 12:55 PM

That's unfortunate. Glad I got 4k in there on friday.

jacktt t1_jea065t wrote on March 30, 2023 at 2:30 PM

I just went to open one today at the 4.75 rate :(

davysaams t1_jea1gla wrote on March 30, 2023 at 2:40 PM

Same, hope there’s a chance it goes up again

InfoMiddleMan t1_jea40li wrote on March 30, 2023 at 2:59 PM

F*** I was literally holding off on this, thinking just yesterday I might be better off waiting a bit. Clearly I was wrong.

benvwin t1_jea7te3 wrote on March 30, 2023 at 3:26 PM

Yeah I just went ahead and opened it, since it’s no penalty. I’ll close it out and reopen it if the rate goes up again! Recommend doing that as well for money you might not need right away

ijm5012 t1_jeafd7g wrote on March 30, 2023 at 4:15 PM

Wow, just moved a bunch of money in to one last week when it was at 4.75%. For once it seems like I actually (unintentionally) timed something right, lol.

I wonder if they lowered the rate because they were getting a large influx of deposits? (pure speculation)

[deleted] t1_jealipx wrote on March 30, 2023 at 4:55 PM

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[deleted] t1_je9n2ig wrote on March 30, 2023 at 12:50 PM

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[deleted] t1_je9vuly wrote on March 30, 2023 at 1:59 PM

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[deleted] t1_jea7fay wrote on March 30, 2023 at 3:23 PM

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