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username082920 t1_jedggl2 wrote on March 31, 2023 at 5:28 AM

I would do either the Boglehead 3 Fund (60/20/20 Total US, International, Bonds) or 70% S&P 500, 30% Total US Bonds.

longshower024 OP t1_jedgxd3 wrote on March 31, 2023 at 5:33 AM

What about the timing of the investment? DCA, lump sum, or something else?

username082920 t1_jedi8c0 wrote on March 31, 2023 at 5:49 AM

I would just make the lump sum personally.