meamemg t1_jef6mk5 wrote on March 31, 2023 at 3:53 PM

Even keeping half of the match is probably worth it. But depends on the interest rate on the loans.

NoGoodInThisWorld t1_jef78o0 wrote on March 31, 2023 at 3:57 PM

Highest interest rate is 10.7% on the consolidation loan. Presently paying the minimum + $20 principal only payment a month.

Car and student loans were refinanced when rates were low, and are @ 2.34 and 3.24 respectively.

Thanks for the push in the right direction. I'll maintain my match and learn how to cook rice and beans. Looking for a room mate, but most rooms here are renting for nearly what I pay for my "cheap" one bedroom.

meamemg t1_jef852b wrote on March 31, 2023 at 4:03 PM

10% you probably want to focus on and pay more than the minimum.

NoGoodInThisWorld t1_jef8sht wrote on March 31, 2023 at 4:07 PM

That is what prompted this question. I need to throw more money into savings/at debt.

Trying to manifest ways to increase my income in the meantime. Hunting for cheaper places to live, I rely on other people's passwords for my subscription services. Looking into side hustles or a second job, but as a salaried employee that occasionally has to travel, it makes a second job difficult to keep.