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stlhockeyman777 t1_jefedk1 wrote

OP’s insurance being required to pay for the damage if prompted to by OP is tied to whether OP has collision coverage on the policy and not tied to whether other driver was at fault. They would pay it minus deductible and likely subrogate and try and get deductible back to OP.

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myispsucksreallybad t1_jefsuws wrote

They have the option to use their own insurance to speed it up, then they (op insurance) just have to hope the at fault insurance doesn’t try to say it wasn’t their fault, which definitely happens. Your word vs theirs bs they try to pull all the time.

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