Have you looked into the trades or becoming an apprentice? You’d get paid to learn and have a lot of optionality once you’re out of your apprenticeship.

Also, another thought would be to explore using the degree you have and jump into a job that will train you.

Last thing, explore! Check out various careers/jobs, talk to people, try and fail at some jobs and see what happens. You have a lot of options here and I wouldn’t necessarily take on debt for a job yet. You’re planning for retirement, which is great! Don’t saddle yourself with unnecessary debt.