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Knipfty t1_je4gkzy wrote

Go with VMRXX only because it is not your settlement fund.

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slycooper459 OP t1_je4jzgj wrote

Thanks - can you explain why that’s good?

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Knipfty t1_je4kb6q wrote

As you move money in and out of Vanguard, that is typically done in your settlement account which is VMFXX.

By keeping you money in VRMXX, it keeps these funds out of the way. The yields are almost the same, so you are not giving up anything.

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Alexhasskills t1_je543ty wrote

Not op, what’s the benefit of having the funds out of the way?

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Knipfty t1_je56657 wrote

I have funds set aside for a reason. So, I want to keep them separate from money that is flowing into or out of Vanguard for other purposes. No need to mix the two.

This is a personal preference.

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jmkizer t1_je5cnwp wrote

If you leave the money in the settlement fund, is is VMFXX.

You can also buy VMFXX if you want to set it aside for some bookkeeping reason.

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