Viewing a single comment thread. View all comments

scrumblethebumble OP t1_je7919i wrote

Reply to comment by Cash_Visible in I know nothing about stocks. Which T Rowe Price fund should I invest my 401k into? by scrumblethebumble

Looking at their performance, those have performed better than any of them, roughly 9% in 11 years.

1

Cash_Visible t1_je7awn5 wrote

Well the retirement funds have modest growth and are less volatile. You pick the year based roughly on your retirement date. As that date approaches it will add more bonds. Early on it will be more aggressive but less volatile compared to say a growth fund

2

Grevious47 t1_je7snk9 wrote

You cant really read a chart and get an accurate return for a target date fund...they change their assets regularly. If you try to look at the 30 year return for a 2030 fund it will be a smear of returns going from almost all stocks to a fair amount of bonds. That isnt really a good way to read relative performance.

2