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BSC25M t1_iuhkid8 wrote

Reply to comment by javascript1169 in Your insurance will most likely be going up by Grayjay000

That’s literally how insurance works…

Don’t carry collision if you’re so confident about your ability to avoid accidents…

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74orangebeetle t1_iuhprlz wrote

Yep, that's what I recommend, also a dash cam so you have some proof if someone else runs a red light or stop sign so you're not in a situation of 'your word against theirs' on what happened, what color the light was, etc.

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ProfessionalBasis834 t1_iuj2vec wrote

My daughter's car is literally at the local stereo shop right now getting the dashcam hardwired in.

My wife and I have dashcams. Six days after having hers installed, her car was totaled by a distracted box truck driver. We only had back one month from the collision repair after another accident where she wasn't at fault. The other driver had a blowout on the highway, bounced off the center divider, and then took her out. The cops fully attributed the collision to him in the report. A month later, our insurance informed us that he changed his tune, and said my wife hit him.

Dashcams are a must.

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