Gotcha, thank you! Yeah I'm usually pretty hard on myself about spending but I convinced myself to splurge on coaching just because this is what I want to do (I also want to coach in the future) so I consider it an investment.

Luckily my parents and my girlfriends prefer us stay living with one of them for as long as possible so I don't have to move out.

I wanted to have 100k by 25, but the market has kind of prevented that. I guess it's a win to not have my net worth go down and at least stay stagnant right now?