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Alienrite t1_iu8pzun wrote

Check you score. It’s free and keeps you from guessing. Having successful payment history helps and closing a loan is a neutral note. I would guess your score has improved but with rising interest rates, your probably not going to see the offer you would have expected two years ago

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gkelbo OP t1_iu8qgw8 wrote

Its 702 on equifax, 656 on transunion it was around 650 when i started the payments in march

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McWillies t1_iu8rh1j wrote

Experian (which shows your FICO Score) is the one that matters. Equifax and TransUnion show your VantageScores which aren't as widely used. You can also go to annualcreditreport.com to get a free report from all three bureaus.

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