Hey thanks a lot for that write up, some really good thoughts in there and good to see in another perspective.

I think you’re spot on with the childcare. Its a big money hitter. My wife and I would love some help from friends/family, but it just isn’t possible as we leave 4 hours away from them. I think I just may be used to how our life used to be financially before we had a kid (they are expensive! Lol).

I also think you make a good point with checking more frequently. I’m going to plan on doing a deep dive monthly to keep track.

Thanks!