Yeah I figured as long as the Fed were raising rates, I wouldn't see a drastic drop in rates.

But doing some research on savings accounts in this sub, I've seen some people mention that they've had their bank introduce new account types with higher rates, while their rate gets quietly cut back.

I didn't consider really the customer service aspect. I would indeed be using this account as an emergency fund, and would hate to be locked out on a rainy day.