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retroPencil t1_iud8enc wrote

What is your knowledge about credit score reporting and usage? What you're asking for doesn't make sense to me. Are you just trying to see the number tick higher like a game? There aren't any real life benefits. Maybe I'm missing something.

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svdeepak99 OP t1_iud9dt5 wrote

You can find from this chart, how Credit Card Utilization is one of the 6 main factors in determining the credit score: https://www.asksebby.com/building-credit/850-credit-score

For further information about what I am referring to you can read the above article & watch this video: https://www.youtube.com/watch?v=kirdYUz--90

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retroPencil t1_iudaivf wrote

Can you quantify the difference between the interest rates of a 760 score vs a 830 score?

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svdeepak99 OP t1_iudav5u wrote

I don't think there should be much of a difference when the score is 750+. But there should be a difference when we are comparing the difference between scores of 630 & 730.

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