I have a High Deductible plan. They billed, yes, and there was a very small discount. But I had to pay the rest out of pocket. If I had known/understood they were giving me a medical exam, I would have declined and gone to America's Best.

At the time, I had no idea there were two different kinds of exams you could do, so I didn't even know enough to ask the right questions or say the right magic words.

Most medical plans specifically exclude eye conditions like farsightedness, etc. If you have an eye infection or injury, your medical could be filed. Otherwise, not.