Happy2helpnlearn OP t1_iuigsn2 wrote on October 31, 2022 at 4:06 PM

Reply to comment by dwinps in Car financing… tier 1 credit but finance guy says I don’t have enough credit lines?? by Happy2helpnlearn

Thank you.

I will say that he told me specifically my Experian score was 70 points lower than what it was. I know there are 3 bureaus with all different scores. Kia pulled my credit 2 months ago and my 3 scores were sent to me in the mail, middle being 816. No credit changes since then. And I subscribe to Experian.

I’m going to a local credit union today. Thank you very much for the help.

dwinps t1_iuihubt wrote on October 31, 2022 at 4:13 PM

There is more than one score type at any one credit bureau

There is not a single Experian score

Which doesn’t mean the dealer wasn’t lying but they might not have been