Liquidretro t1_iyf4ucj wrote on November 30, 2022 at 10:47 PM

Reply to comment by YesImClueless in What should i pay off first with this money? by YesImClueless

East bay? San Fransico?

That's good news, and helpful for sure in this process.

Rent of 56.5% of your take home pay does seem to be the major factor here as far as spending goes. It sounds like you have a plan for that, and it sounds like roommates or living at home should be what you are looking for.

You should be pushing for your partner to pull their own weight if at all possible, as it's hurting you. No idea what they are going through but 10+ months is a long time for a lot of things especially if it was unemployment earlier in the year.

Assuming you are splitting your utilities internet bill $70 a month seems high.

$90 a month for dog food is high. You can buy 50lbs of name brand kibble from Sams Club for $60 or 38lbs of BlueBuffalo for $60. So probably worth shopping around a bit.

YesImClueless OP t1_iyf7hbr wrote on November 30, 2022 at 11:05 PM

Yes!! Right across from San Francisco. Unfortunately my work was in the city, then we moved into a hybrid schedule, and now we're fully remote. I'm not sure how i did it before when i was commuting to work more frequently. it's almost a blur.

56.5% towards rent is just unfathomable :( I can't believe I do that every month. If my partner was pulling more weight in, I would probably have been able to have way more wiggle room.

I'll have to check my internet bill, I could potentially be paying for more than I need? I'll see if i can check my usage for the month. I've been spending a few days at a quiet work space here so I shouldn't really need the best thing out there.

I don't have a Sam's club nearby but i do have a Costco. $60 sounds amazing!! That would actually last my dog a few months. I'm also going to have to check that out.

Every little bit helps so i appreciate your feedback so much!

Liquidretro t1_iyf9cqk wrote on November 30, 2022 at 11:19 PM

Ya an expensive area. Since you are remote moving not just to apartments but to a less expensive area would help you out substantially.

Ya I'm a Costco fan too, but Sams just has a lot better website to actually see what things cost vs Costco's that doesn't list everything, doesn't tell you what's in the store, or what things that are in store might cost without adding on instacart fees.