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pancak3d t1_iydjinv wrote

If you want to remain covered under wife's plan, you should decline coverage.

You can't be covered under wife's non-HSA plan and also try to get your own HSA-eligible coverage. It's one or the other.

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blazedlawyer OP t1_iydk1s7 wrote

Thank you. I can be double covered though, right? And just forego the ability to contribute to HSA

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pancak3d t1_iydkfba wrote

Exactly -- you can be double covered, just won't be eligible for HSA contributions.

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