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otterlyeeg OP t1_iy8cfhr wrote

Reply to comment by Rave-Unicorn-Votive in Received a small inheritance in two parts, how long should I wait between deposits? by otterlyeeg

It’s the latter- one month apart. I didn’t know anything about structuring or that you could get in trouble so thank you everyone! Definitely would rather fill out a form than commit a crime lol

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t-poke t1_iy8cz8k wrote

If these are checks, you won't even have to fill out a form. $10,000 isn't a lot of money in the grand scheme of things. Bank employees wouldn't have time to do anything else if they had to fill out paperwork for every $10,000 check that got deposited.

The $10,000 reporting requirement only applies to cash transactions.

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Rave-Unicorn-Votive t1_iy8d7ua wrote

Probably not even a form. Presumably the checks will have different issue dates so unless they are literally two checks for $9,999.99 each, I can't imagine anyone will even question it.

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