I was in a similar situation but my debt was "only" ~50k, though I was able to rack it up in just over a year. My solution was to bust my ass to learn some new skills and double my salary. Sure, I had to ignore some debt and ended up getting sued a few times, but 5 years later and I'm debt free with a credit score pushing 800. Get some AWS certifications and you'll be able to pay off your debt in a year. (note that the certifications will probably take a year or two to attain)