BastidChimp t1_j2eed42 wrote on December 31, 2022 at 5:23 PM

Try using either the Avalanche or the Snowball method to bring down your debt. There are YouTube videos that have extensive information on these two methods. Prep your own meals and refrain from going out to eat. Once you have ended your debt your options will open up immediately to save and invest more aggressively. Eliminating debt will allow you to obtain favorable loans from your lender in the future and frees up more cash for your monthly budget.

BetterFuture22 t1_j2ek3ax wrote on December 31, 2022 at 6:01 PM

Leave the low interest rate student loans in place and save your money to move, etc

ausb781 OP t1_j2ennxa wrote on December 31, 2022 at 6:25 PM

I’m familiar with both methods as I used the Snowball method to pay off the previous CC debt. My credit is great currently 750+, plus I have no plans for a major purchase in the next couple years, minus a car. My DTI is already pretty low.