throwawayawayayayay t1_j2egc7y wrote on December 31, 2022 at 5:37 PM

I would make min payments on the student loans and focus on saving. Student loan interest is deductible and interest from a HYSA would pretty much cover the loan interest today, and rates are going to continue going up.

Plus you have a lot more flexibility with $50k of student loans plus $50k of savings as opposed to just $0 everywhere.

[deleted] t1_j2ejrnj wrote on December 31, 2022 at 5:59 PM

[removed]

ausb781 OP t1_j2eo8mn wrote on December 31, 2022 at 6:29 PM

I like your way of thinking. Definitely better to have the saving and a safety net than zero to no minimal debt but no savings. There will always be expenses some way or another.