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lost_girl_2019 OP t1_j2cktm5 wrote

I said total loss in reference to stocks or something like that where I could easily lose money. With $50 a month, it wouldn't be the end of the world. I plan to put other money in a HYSA, help pay off debt and other things. I'm not sure what you're saying in your last point.

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Full_Prune7491 t1_j2cwlpd wrote

Depending on the interest rate or your debt, you should be paying that first before HYSA.

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lost_girl_2019 OP t1_j2damy5 wrote

I agree, but here is my situation. Most of the debt is my husband's, who is SEVERAL years older than me. I am happy to help him pay off the debt, but want to start putting some money back for when he is eventually gone. I agree that I should help pay down debt first so I'm not stuck with that in the event he passes, but I also worry about loss of his income. I don't know if that makes sense. Still seems like I should pay the debt down first.

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