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Its-a-write-off t1_j28z1r0 wrote

What is the goal of your budgeting?

I use YNAB. I have variable income, but 1 is not an issue. I budget for each month at the start of the month, allocating the funds that came in last month.

  1. This isn't something a budget can solve. It is something a budget can bring light to, and with both of you on board can be a tool to help you get spending under control. But the actual changing of his behavior needs to come from him. Does he sit down with you and help you cover the overspending? Seeing exactly what category he has to take from to cover the overspending? That made a huge difference for my spouse. Seeing that his overspending meant less for the kids activities really helped him change behavior and stop seeing it as harmless spending.

  2. Do you use auto import and the app? Down time on my phone is when I add spending.

  3. That happens each month. We set aside for occasional items very month. But if someone overspends, then they see the progress to that goal take a big hit.

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