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Alex-Gopson t1_j2elvxn wrote

No need for an app / calculator for this.

  1. Set all 5 cards to make the minimum payments.

  2. Get all of the interest rates (if doing avalanche method) or balances (if doing snowball method).

  3. Throw all of your extra money on the card with the highest interest rate (if avalanche) or lowest balance (if snowball).

3