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BoxingRaptor t1_j28k8bb wrote

> Am I wrong for being excited by the prospect?

Quite possibly. You didn't say anything about your current credit rating, income, outstanding debt, emergency savings, etc.

I would also say that if you have to withdraw from retirement in order to make a 3.5% down payment, you are PROBABLY not in a position to purchase a house.

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notbrokemexican t1_j29ihyw wrote

Six figure income, good credit, no debt, 6 months of savings. I’m just looking at the operating values of these exceptions is all

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