Submitted by AptQ258 t3_1000nwb in personalfinance
1hotjava t1_j2esxmn wrote
Reply to comment by AptQ258 in Does it make sense to convert a traditional IRA to a Roth IRA? by AptQ258
But if you take the deduction on your income tax then it’s pre-tax dollars going into the IRA. In that case a conversion would all be taxable as income. Generally it’s not very efficient to convert to Roth because of the initial tax drag.
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