KingLemming t1_j2b5jjp wrote on December 30, 2022 at 11:23 PM

Honestly? Follow the flowchart. And then with the extra disposable income, buy a mix of both fun and practical things.

One of the larger mental shifts you may have to make is being able to buy premium brands. In some cases it doesn’t matter (cereal). In some cases, it does (vacuum cleaner, dishwasher). You’ll need to do some research of course, but in a lot of cases the premium appliances, tools, and whatnot will save you money long term. It’s just not an obvious thing people think of when they have more income.

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