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Cheaper2000 t1_j2cw5sc wrote

Reply to comment by emmyloo22 in Please help — I don’t understand my pension… can somebody ELI5?? by emmyloo22

Roth if you’re under 30. Give it a few years to make the call on whether or not you’ll make more in retirement and then switch to traditional if appropriate. Plus it allows you to contribute “more” since you paid the taxes already (6500 post tax>6500 pre tax).

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emmyloo22 OP t1_j2cwapr wrote

Points taken! You’re killing it with the advice, man. :) Thanks a billion.

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